What Is the Benefits Trap? The "benefits trap" — also called the poverty trap — describes the situation where increasing your income from work results in losing benefits worth more than the additional earnings gained. In extreme cases, earning an extra £100 per month could leave you financially worse off

What Is Universal Credit? Universal Credit (UC) is the UK government's main working-age benefit, designed to support people on low incomes — whether employed, self-employed, or out of work. It was introduced to replace six legacy benefits: Jobseeker's Allowance, Housing Benefit, Working Tax Credit, Child Tax Credit,

The Unclaimed Benefits Problem An estimated £19 billion in means-tested benefits goes unclaimed every year in the United Kingdom. This isn't money going to waste in some government account — it's money that eligible households are legally entitled to but aren't receiving, often because they